When Chris decided to launch Ocean Insurance Brokers, he knew he wanted more than a traditional brokerage model. After years as an experienced Account Executive, he was ready to build something of his own – something with autonomy, purpose and strong values at its core. That vision also included Broking for Good, Ocean’s charitable trust focused on giving back to the community.
To bring that vision to life, Chris needed a partner that offered the right blend of independence, support and infrastructure. That’s what led him to the Coversure Network.
Why Coversure?
From day one, Chris felt empowered to grow his business on his terms. The Coversure model gives brokers the freedom to operate as true business owners, backed by an established network that understands the market and provides the systems, expertise and compliance guidance needed to succeed.
I chose to join the Coversure Network because I wanted to take the step from being an experienced Account Executive to building something of my own – a brokerage with autonomy, purpose and the right infrastructure behind it.
Chris Luckett, Founder & Managing Director at Ocean Insurance Brokers
Was it the right move?
“Yes, absolutely.”
The decision to join Coversure has proven to be the right one for Chris and Ocean Insurance Brokers. The network has provided a flexible framework, allowing him to steer the business while accessing support whenever needed. It’s the best of both worlds – independence with a strong safety net.
The journey: Realistic, rewarding and supported
Like all entrepreneurial ventures, transitioning from employee to business owner came with its challenges. As Chris puts it: “Moving from employee or corporate structure into full business ownership takes commitment, determination and learning every day.”
But the difference? He wasn’t doing it alone.
Coversure’s systems, compliance support and experienced teams made the transition smoother and more secure than starting independently. There was always someone to turn to for guidance, whether operational, regulatory or strategic.
The benefits of running his own brokerage
For Chris, the standout benefit has been autonomy. He now shapes the culture, service standards and strategic direction of Ocean Insurance Brokers.
Running his own brokerage also means building meaningful client relationships, directly reaping the rewards of his efforts and creating a legacy that aligns with his values. With Coversure behind him, those benefits are amplified by credibility, scale and expertise.
Unexpected wins
Chris found himself surrounded by like-minded brokers who collaborate, share learning and support one another. That peer-to-peer network has been invaluable, adding a sense of belonging and shared growth.
One of the best surprises has been the sense of community within the network.
Chris Luckett, Founder & Managing Director at Ocean Insurance Brokers
Overcoming challenges
Outstanding support
Coversure’s onboarding and development teams played a crucial role in Chris’s successful launch. Chris credits Steve Hill, his Franchise Development Executive, for his exceptional guidance, availability and support throughout the journey.
From helping with compliance and FCA processes to providing ongoing operational support, they’ve been proactive and responsive every step of the way.
Chris Luckett, Founder & Managing Director at Ocean Insurance Brokers
What sets Coversure apart?
Chris notes that some networks can feel prescriptive or limiting but Coversure was different: “What differentiates Coversure for me is the balance between independence and support.”
This balance has been critical to Ocean Insurance Brokers’ early success.
Looking ahead
Joining Coversure enabled Chris to build a business that truly reflects his values – delivering high-quality service while making a positive impact through initiatives like Broking for Good. With the right support behind him and a clear mission ahead, the future of Ocean Insurance Brokers looks bright.
